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Habitat Loans Oregon Rates

Oregon Rates

Last update: Fri 11/20/2009 - 11:29 AM

Quotes include monthly PITI payments with No Prepayment Penalty for the Purchase or Refinance of an Owner-Occupied Single Family Residence with 20% Equity, Excellent Credit, and Full Documentation for a 30 day lock with No Cash-Out. Subject to an "ACCEPT" Rating for Pre-Approval by Fannie Mae's Online "Loan Prospector". Pricing subject to change without notice. Rates can be locked only after a complete loan application has been received. Other programs available.

Conforming Loan Programs
Conforming interest rates for loans under $417,000.

Program Rates Points APR
30 yr fixed conforming

$417,000 Max Loan Amount. Interest rate remains fixed for the life of the loan.

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GFE Request
503-970-0808
4.750 0.000 4.794
4.625 0.125 4.680
4.500 0.625 4.597
4.375 1.250 4.523
4.250 2.125 4.470
15 yr fixed conforming

$417,000 Max Loan Amount. Interest rate remains fixed for the life of the loan at a rate below the 30yr fixed.

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Or Call Dennis
GFE Request
503-970-0808
4.250 0.000 4.326
4.125 0.500 4.274
4.000 1.625 4.313
3/1 ARM

$417,000 Max Loan Amount. Rate is fixed for 36 months and then changes annually. 1yr Libor, Margin: 2.25, Caps: 2/2/6.

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GFE Request
503-970-0808
3.750 0.000 4.089
5/1 ARM

$417,000 Max Loan Amount. (5/1 ARM) 1 yr Libor, Margin: 2.25, Caps: 5/2/5.
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GFE Request
503-970-0808
3.750 0.000 3.958
7/1 ARM

$417,000 Max Loan Amount. (7/1 ARM) 1 yr Libor, Margin: 2.25, Caps: 5/2/5.
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Or Call Dennis
GFE Request
503-970-0808
4.000 0.000 4.152
7/1 ARM (Interest Only)

$417,000 Max Loan Amount. (7/1 ARM) 1 yr Libor, Margin: 2.25, Caps: 5/2/5.
Apply Here
Or Call Dennis
GFE Request
503-970-0808
4.750 0.000 4.903